Exchange rates, published openly.

Transfer rates come directly from the Gulf Exchange system and refresh automatically through the day. The timestamp under the table shows when the figures were last updated.

They are different products. A transfer rate applies to money sent abroad through our correspondent network. A counter rate applies to physical currency you buy or sell at a branch, where handling and holding banknotes carries its own cost. Counter rates are quoted at the branch.

Transfer fees vary by destination, by the service used, and by the amount being sent. Because of that, no fee is shown on this page. Your exact fee is confirmed before you complete a transaction, at the counter or in the Gulf Exchange app.

Rates are indicative and can change during the day. The rate applied to your transaction is the one in effect at the moment it is completed, which is shown to you before you confirm.

Some currencies are shared. The euro is used across the eurozone and the US dollar is the working currency in a number of destinations, so a single rate applies to every country on that row.